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For other services, you pay a lower deductible and the plan pays a larger share of your expenses. In-Network Benefits - When you use in-network providers, you pay a fixed dollar amount, called a copayment (or copay), for doctor’s office visits and routine exams.The Aetna Choice POS II Plan has two levels of benefits: When you need care, simply choose the appropriate doctor and make an appointment.
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You are not required to select a primary care physician (PCP) and no referrals are required for specialty care. Under the Aetna Choice POS II Plan, you may receive care from any licensed health care provider. This plan offers both in-network and out-of-network benefits however, the plan’s reimbursement is higher when you use an in-network provider. It provides the highest level of benefits. In addition, our licensed agents are available to answer any questions you may have.The Aetna Choice POS II Plan is a network plan that gives you the freedom to select any licensed provider when you need care. We also have a prescription drug tool that can help you identify a plan that offers the best prices for your medications. Let eHealth Help You Find the Right Plan for YouĮHealth offers the same plans and prices available at, as well as other affordable alternatives that aren’t available through the federal marketplace. Although you will pay more out of pocket when you need medical care, you will also save more each month.
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For example, if you are generally healthy, you may save money by choosing a smaller amount of health insurance coverage. Learn more about Obamacare subsidies and whether you could qualify for financial assistance or contact an eHealth representative if you have questions.Ī non-ACA-compliant plan that doesn’t offer all of the ACA’s essential health benefits may wind up being cheaper per month, even without a subsidy. A subsidy is financial assistance from the federal government to help you pay for your health insurance. You may be eligible for a subsidy if you decide to purchase an ACA-compliant plan, which could make your coverage more affordable.
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Below is some price information about Aetna, one of the nation’s largest managed care companies. Price is always a key factor to consider when deciding on a health insurance provider. Every year, you have an opportunity to weigh your options to ensure you have the plan that meets your needs and budget best. Health insurance is critical to protecting both your physical and financial health.